Omaha Personal Accident Insurance
Every hour, there are 15 accidental deaths and 4,440 disabling injuries. Accidents are unpredictable and can present you with a range of unexpected challenges from a high financial cost to a disabling injury to even death. While you can’t see them coming, you can prepare for them by protecting your Omaha area family with supplemental accidental injury insurance. Family Heritage offers personal accident insurance to help Omaha area families with the financial costs while you help your loved one recover.
In the US, the average economic impact of an accident is $5,900 per household. This amount can quickly drain your savings or force you to dip into your investments. People tend to forget about the other costs that come up after an accident that health insurance doesn’t cover. You may be surprised by extra expenses like childcare, productivity loss from an injury and time away from work, as well as motor vehicle or fire losses if they were involved in the accident too. Family Heritage’s personal accident insurance will help to cover the limitations of your health insurance and will pay all benefits to you so that you can determine which expenses to use them for. Our accidental injury supplemental insurance plan will cover the ambulance, hospitalization, physical therapy, surgery, and more to make sure you get the most coverage when an accident strikes.
Why Choose Family Heritage Personal Accident Insurance?
- No medical exam required
- Benefits are paid directly to you so you can decide how to spend them
- Pays in addition to any other insurance you have
- Guaranteed renewable for life so only you can cancel your plan
- Benefits are never reduced and premiums don’t increase with age or claims
- There is no cap on the amount of claims or benefits (no lifetime limits)
- We will refund your premium less any claims every 20 years
Each year, more than 1 in 8 people seek medical attention due to an injury with nearly three-fourths of disabling injuries occurring in the home. You never know when or how badly an accident will affect your life, but you can be prepared for the worst with personal accident insurance from Family Heritage.